What makes our Accident and Injury Plan – Sovereign Plus – unique is
that we give you back all your premiums if you keep the plan for 12
years and don't make a claim.
This means you have nothing to lose by having this plan in place.
If you make a claim then it will have provided you with a valuable benefit.
If you don't then you get all your money back!
You can't say fairer than that! As well as offering you and your family
comprehensive cover, it's also excellent value for money.
A pro-rata refund is paid to those who cannot complete 12 years due to age at onset.
If you have any questions please do not hesitate to contact our
Helpdesk on: 0800 028 0849 (Mon-Fri, 9am - 5pm)
Coming Soon!
Income Protection
Providing you with a monthly income between £250 and £2,500.
We will pay you this amount if you can't work.
Cash lump sum of up to £125,000 from illness/injury.
ALL YOUR MONEY BACK IF YOU DON'T MAKE A CLAIM IN 12 YEARS!
Private Medical Insurance
Getting private medical care could cost less than you think.
Quality private medical care when you are ill.
Comprehensive cover - both in and out patient treatment.
Many additional benefits.
Cover from just £31.27 a month.
Medical Cash Plan
Receive a cash lump sum when you need medical assistance.
Choose from 3 levels of cover.
Cover from just 21p a day.
Mortgage Payment Protection
Have your mortgage paid for you when you can't work.
You choose a monthly cash benefit between £200 and £2,000 to cover your mortgage.
We will pay you this if you can't work.
Cash lump sum up to £125,000 from illness and injury.
Accident and Injury Plan
Receive a cash lump sum of up to £150,000 if you suffer an accident.
Cover start from just £9.95 a month.
3 levels of cover to choose from.
ALL YOUR MONEY BACK IF YOU DON'T MAKE A CLAIM IN 12 YEARS!
Accident and Sickness Benefit
The maximum Monthly Benefit you choose must not exceed 60% of your current gross monthly earnings. You will be paid until you can return to work for up to 12/24 months or retirement, if earlier.
Hospitalisation Benefit
This benefit is payable if you have been hospitalised for more than 48 hours. You will receive 10% of your chosen Monthly Benefit for each full day you remain in hospital up to 30 days in any one year.
Serious Injury Benefit
A lump sum of 50 times your chosen Monthly Benefit will be paid if you permanently loose the use of two limbs or the sight in both eyes. Half of this amount is payable following the loss of one limb or sight in one eye.
Accidental Death Benefit
The exact lump sum will be 50 times your chosen Monthly Benefit.
Business Failure / Unemployment Benefit
The maximum Monthly Benefit you choose must not exceed 60% of current gross monthly earnings. You will be paid until you can return to work for up to 12/24 months or retirement, if earlier.
Serious Illness Benefit
A lump sum of ten times your chosen Monthly Benefit is payable if you suffer a serious illness such as: Cancer, Coronary Artery Disease requiring surgery, Heart Attacks, Kidney Failure, Major Organ Transplants, or a Stroke.
