Income Protection

Why do I need it?

Ask yourself… What would happen to you and your family if you fell ill or had to take time off work? What if through no fault of your own, you were made redundant or you became unemployed as a result of your business failing?

Not a nice thought but it does happen*:

• Over 2.6 million people are claiming Incapacity Benefit
• 2.2 million people of working age have been off work for at least 6 months due to sickness and disability
• 1 in 3 people will develop some form of cancer in their lifetime
• 130,000 people have a stroke every year – that’s 1 every 5 minutes!
• There are about 268,000 heart attacks each year.

Who would pay the mortgage, and the household bills? You can forget holidays, the children's treats and any new things around the house. Money may become very scarce and life would become very tough indeed.

Of course, there are state benefits, but do you qualify and can you survive on such hand-outs? You may have a nest egg, some hard earned savings to fall back on but how long will they last? And, how long will it take to replace them when you are back on your feet?

There is a simple solution…
It's called Sovereign – our Income Protection Plan >

_{*Source: British Heart Foundation, Cancer Research, Department of Work and Pensions, The Stroke Association.}